Single-Story Homes at Riverstone: Complete Guide to All Builders & Floor Plans
Single-Story Homes at Riverstone: Complete Guide to All Builders & Floor Plans
Compare Single-Level Living Options from D.R. Horton, Lennar, TruMark & Woodside ($430K-$850K+)
π Table of Contents
Single-story homes represent a significant portion of Riverstone's housing inventory, appealing to empty nesters, accessibility-focused buyers, families preferring one-level living, and luxury homeowners seeking sprawling ranch-style estates. All four Riverstone builders—D.R. Horton, Lennar, TruMark, and Woodside—offer single-story floor plans ranging from 1,600 sq ft starter homes at $430,000 to 4,200+ sq ft luxury estates at $850,000+. This comprehensive guide explores every single-story option at Riverstone—size ranges, pricing, features, builder-specific advantages, single-story vs. two-story trade-offs, and strategic selection advice for determining which single-story home best matches your lifestyle, budget, and long-term needs at Riverstone Madera.
π‘ Single-Story Home Overview at Riverstone
Understanding the single-story market at Riverstone across all four builders.
Single-Story Availability by Builder:
| Builder | Single-Story Options | Size Range | Price Range |
|---|---|---|---|
| D.R. Horton | Multiple plans in both collections | 1,600 - 3,000 sq ft | $430,000 - $620,000 |
| Lennar | Several Ariette single-story plans | 1,800 - 2,600 sq ft | $460,000 - $620,000 |
| TruMark | Good selection of single-level | 2,000 - 3,100 sq ft | $480,000 - $680,000 |
| Woodside | Premium single-story emphasis | 2,800 - 4,200+ sq ft | $650,000 - $850,000+ |
Single-Story Market at Riverstone:
- Demand: 40-50% of Riverstone buyers specifically seek single-story homes
- Demographics: Empty nesters (50-70 years), accessibility needs, families with young kids, luxury buyers
- Premium: Single-story homes often command $10K-$30K premium vs. comparable two-story (same square footage)
- Lot Requirements: Single-story homes need larger lots (footprint spreads horizontally)
- Resale Strength: Single-story homes appreciated value in aging Boomer market
- Central Valley Preference: Ranch-style living popular in California's interior regions
Single-Story Home Categories:
| Category | Square Footage | Typical Bedrooms | Target Buyer |
|---|---|---|---|
| Compact/Entry | 1,600 - 2,000 sq ft | 3 bed, 2 bath | First-time buyers, couples, downsizers |
| Mid-Size/Family | 2,000 - 2,500 sq ft | 3-4 bed, 2-3 bath | Growing families, empty nesters |
| Spacious/Move-Up | 2,500 - 3,200 sq ft | 4-5 bed, 3-4 bath | Established families, luxury empty nesters |
| Estate/Luxury | 3,200 - 4,500+ sq ft | 4-6 bed, 4-5 bath | Luxury buyers, entertainers, sprawling lifestyle |
π‘ Single-Story Premium Reality: Single-story homes cost MORE to build per square foot than two-story (larger foundation, larger roof, more expensive mechanicals spread horizontally). At Riverstone, expect: (1) $10-30/sq ft premium—2,500 sq ft single-story costs $25K-75K more than equivalent two-story, (2) Lot size requirements—single-story needs 6,500+ sq ft lot minimum, luxury single-story needs 10,000+ sq ft, (3) Limited availability—fewer single-story plans than two-story across all builders. Premium justified by: aging-in-place value, accessibility, lifestyle convenience, resale strength to Boomer market. Don't compare single-story $550K to two-story $520K thinking "overpriced"—you're paying for horizontal living benefit.
π― Why Choose Single-Story Living
Understanding the compelling reasons buyers prioritize single-story homes at Riverstone.
Primary Single-Story Buyer Profiles:
π₯ Who Chooses Single-Story & Why
Empty Nesters (Age 50-70):
- Aging-in-Place: Stay in home through retirement without stair safety concerns
- Downsizing: From 3,500 sq ft two-story to 2,400 sq ft single-story = easier maintenance
- Lifestyle: One-level living simplifies daily routine
- Future-Proofing: Mobility issues inevitable—stairs become barrier at 70-80+
- Resale: Selling to next generation of empty nesters—high demand
Accessibility-Focused Buyers:
- Current Mobility: Wheelchair, walker, cane users need single-level access
- Medical Conditions: Heart issues, knee/hip problems, balance concerns
- Universal Design: Wider doorways, zero-step entries, roll-in showers possible
- Caregiving: Easier for family members assisting elderly/disabled
- Safety: Eliminates fall risk from stairs (major injury source 65+)
Young Families with Small Children:
- Safety: No stair falls for toddlers learning to walk
- Supervision: Kids always on same level as parents
- Baby Monitoring: Easier to hear cries, check on sleeping children
- Convenience: No carrying laundry, groceries, crying baby up stairs
- Sleep Training: Bedrooms on same level easier for night wakings
Luxury Lifestyle Buyers:
- Sprawling Estates: Prefer horizontal spread (3,500-4,500 sq ft ranch)
- Indoor-Outdoor Living: All rooms access backyard/patio directly
- Entertaining: Guests flow easily through one-level layout
- Master Retreat: Expansive master suite without vertical separation
- California Lifestyle: Ranch-style living iconic to California
Convenience-Focused Buyers:
- Laundry: No hauling baskets up/down stairs
- Cleaning: Easier vacuuming, mopping without stairs
- Groceries: Unload car to kitchen without stair trips
- Daily Efficiency: Bedroom to kitchen to garage all on one level
- Pet-Friendly: Easier for aging dogs with hip/mobility issues
Single-Story Advantages Summary:
- β Aging-in-Place: Live in home safely through 70s-80s without modification
- β Accessibility: Accommodates mobility issues, disabilities, injuries
- β Safety: Eliminates stair fall risk (15,000+ stair deaths/year in US)
- β Convenience: Everything on one level—no vertical movement daily
- β Resale Value: High demand from aging Boomers (largest demographic)
- β Family-Friendly: Toddler safety, supervision, baby monitoring easier
- β Pet-Friendly: Aging dogs appreciate no stairs
- β Energy Efficiency: Easier to heat/cool (no hot upstairs in summer)
- β Lifestyle: Open flow, indoor-outdoor connection, ranch-style living
When Single-Story Makes Sense:
β Choose Single-Story If:
- Age 50+: Planning to age-in-place through retirement
- Accessibility Needs: Current or anticipated mobility limitations
- Young Children: Toddlers in home, safety priority
- Forever Home: Staying 20-30+ years, future-proofing
- Convenience Priority: Hate stairs, value easy living
- Luxury Lifestyle: Want sprawling 3,500-4,200 sq ft ranch estate
- Resale Focus: Targeting Boomer market when selling
- Lot Size Available: Can afford larger lots single-story requires
π― The "Future-Proof" Question: Many 40-50 year old buyers debate: "Do I need single-story NOW or can I buy two-story cheaper?" Analysis: If staying 15+ years, choose single-story. Math: You'll be 55-65 when mortgage paid off—prime aging-in-place years. Stairs become burden 65-75, dangerous 75-85. Two-story forces: (1) Move again at 70 (closing costs, stress, leaving community), OR (2) Pay $80K-150K to add first-floor master and adapt home. Single-story premium: $25K-50K upfront. Future moving costs: $40K realtor + $20K moving + $60K new home transaction = $120K. Single-story premium $40K NOW saves $80K-120K LATER plus emotional cost of forced move at 70-75. Future-proofing is financially smart, not paranoia.
ποΈ D.R. Horton Single-Story Homes
D.R. Horton Single-Story Options
Artisan Collection Single-Story:
- Size Range: ~1,600 - 2,000 sq ft
- Price Range: $430,000 - $520,000
- Bedrooms: 3-4 bed, 2 bath
- Target Market: Entry-level, first-time buyers, budget-conscious
- Best For: Buyers needing single-story on tight budget, small households
Typical Artisan Single-Story Features:
- Compact efficient layouts (1,600-2,000 sq ft spread on lot)
- 3 bedrooms, 2 bathrooms standard
- Open concept kitchen/living (maximizes feel of space)
- Master bedroom with walk-in closet and ensuite
- 2-car garage side or front entry
- Covered front porch
- Basic finishes (granite/quartz, carpet, tile, stainless appliances)
Emery Collection Single-Story:
- Size Range: ~2,200 - 3,000 sq ft
- Price Range: $540,000 - $620,000
- Bedrooms: 4-5 bed, 3-3.5 bath
- Target Market: Move-up families, empty nesters wanting space
- Best For: Buyers wanting larger single-story without luxury premium
Typical Emery Single-Story Features:
- Spacious layouts (2,200-3,000 sq ft requires 7,500-9,000 sq ft lot)
- 4-5 bedrooms including guest suite or multi-gen option
- 3-car garage available on select plans
- Separate living spaces (formal dining, family room, den/office)
- Luxury master suite with soaking tub and large walk-in
- Extended covered patio (California room option)
- Upgraded finishes standard (better than Artisan)
D.R. Horton Single-Story Advantages:
- β Entry Price Leader: Artisan $430K lowest single-story at Riverstone
- β Value Per Sq Ft: Most square footage for budget in single-story category
- β Range of Options: Both affordable (Artisan) and spacious (Emery) available
- β Fast Construction: 5-7 months typical (quickest among builders)
- β Lot Availability: Large inventory means more single-story lot choices
D.R. Horton Single-Story Limitations:
- β οΈ Basic Finishes: Artisan very simple—needs upgrades for better aesthetics
- β οΈ Smaller Lots: Emery single-story on 7,000-8,500 sq ft lots vs. Woodside 10,000-12,000+
- β οΈ Upgrade Costs: Base price attractive but $30K-$60K upgrades typical
- β οΈ Production Feel: Volume builder—less architectural character than Woodside
Best D.R. Horton Single-Story Buyers:
- Budget $430K-550K: Need single-story but limited budget (Artisan perfect)
- Value Focus: Want maximum sq ft per dollar spent
- Quick Move-In: Need to occupy within 6-8 months
- Downsizing: Empty nesters from 3,000+ sq ft to 1,800-2,200 sq ft
- First-Time: Artisan enables single-story entry at accessible price
π Lennar Single-Story Homes
Lennar Single-Story Options (Ariette Collection)
Ariette Collection Single-Story Plans:
- Size Range: ~1,800 - 2,600 sq ft
- Price Range: $460,000 - $620,000
- Bedrooms: 3-4 bed, 2-3 bath
- Target Market: Middle-market, Everything's Included appeal
- Best For: Single-story buyers wanting solar/appliances included, simplicity
Lennar Everything's Included (Single-Story Standard):
- Solar Panels: Rooftop solar included ($35K-45K value)
- Appliances: Washer, dryer, refrigerator included ($3K-5K value)
- Smart Home: Comprehensive automation package included
- Upgraded Finishes: Quartz counters, luxury vinyl plank, frameless showers
- No Upgrade Pressure: What you see is what you get (simplified process)
Typical Lennar Single-Story Features:
- Smart single-level layouts (1,800-2,600 sq ft efficiently designed)
- 3-4 bedrooms with flexible spaces
- Open concept living (kitchen/dining/family room flow)
- Master suite with spa-inspired bath
- 2-3 car garage depending on plan
- Wi-Fi CERTIFIED Home Design (whole-home coverage)
- Everything's Included finishes (see Lennar blog for full list)
Lennar Single-Story Advantages:
- β Solar Included: $200-250/month utility savings = huge value for single-story
- β Everything's Included: $51K-83K value included = true cost vs. D.R. Horton competitive
- β Simplicity: Minimal upgrade decisions (2-3 hours design center vs. 6-8)
- β Predictable Pricing: Base price = real price (not bait-and-switch)
- β Smart Home Standard: Technology package ideal for aging-in-place (voice control, automation)
Lennar Single-Story Limitations:
- β οΈ Limited Customization: Can't opt out of solar or modify extensively
- β οΈ Smaller Range: No 1,600 sq ft entry like D.R. Horton, no 3,500+ sq ft luxury like Woodside
- β οΈ Higher Base Price: Starts $460K vs. D.R. Horton $430K (though Everything's Included)
- β οΈ Solar Commitment: If you oppose solar, paying for it anyway (can't remove)
Best Lennar Single-Story Buyers:
- Solar Priority: Want single-story WITH solar without $40K upcharge
- Simplicity Seekers: Hate upgrade decisions, prefer Everything's Included approach
- Energy Conscious: Single-story + solar = lowest utility bills possible (~$50-80/month total)
- Middle Budget: $480K-$600K comfortable range
- Long-Term Owners: Staying 15+ years to maximize solar value
- Technology Enthusiasts: Appreciate smart home for aging-in-place
ποΈ TruMark Single-Story Homes
TruMark Single-Story Options
TruMark Single-Story Range:
- Size Range: ~2,000 - 3,100 sq ft
- Price Range: $480,000 - $680,000
- Bedrooms: 3-5 bed, 2.5-4 bath
- Target Market: Middle to upper-middle, regional builder appeal
- Best For: Single-story buyers valuing flexibility and regional expertise
TruMark Single-Story Emphasis:
- Strong single-story portfolio (Central Valley preference for ranch-style)
- Regional understanding of aging-in-place market importance
- Flexibility to modify plans beyond national builders
- Central Valley climate-appropriate design (HVAC, insulation for one-level)
- Personalized service (builder knows your name, accommodates requests)
Typical TruMark Single-Story Features:
- Well-designed single-level layouts (2,000-3,100 sq ft functional)
- 3-5 bedrooms with optional home office/den
- Central Valley-appropriate open living spaces
- Luxury master suites with large closets
- 2-3 car garages with storage
- Covered outdoor living spaces (important for Central Valley heat)
- Quality finishes (quartz, LVP, upgraded fixtures)
TruMark Single-Story Advantages:
- β Regional Expertise: Single-story designed specifically for Central Valley lifestyle
- β Flexibility: More willing to modify single-story plans than Lennar
- β Personalized Service: Regional builder attention to aging-in-place needs
- β Middle Ground: Between D.R. Horton value and Woodside luxury
- β Lot Sizes: Good selection of 7,500-10,000 sq ft lots for single-story spread
TruMark Single-Story Limitations:
- β οΈ No Entry-Level: Starts ~$480K (no 1,600 sq ft $430K option like D.R. Horton)
- β οΈ Limited Recognition: Regional brand less known than D.R. Horton/Lennar nationally
- β οΈ Solar Not Included: Optional $40K upgrade (unlike Lennar standard)
- β οΈ Not Luxury-Scale: Maxes ~3,100 sq ft (Woodside goes to 4,200+)
Best TruMark Single-Story Buyers:
- Regional Loyalty: Central Valley natives, previous Wathan Castanos owners
- Flexibility Priority: Want to customize single-story beyond Lennar's limits
- Service-Focused: Prefer personal attention from builder who knows them
- Middle Budget: $520K-$650K comfortable spending
- Climate-Conscious: Appreciate home designed for Central Valley extremes
- 2,400-3,000 sq ft Sweet Spot: Need more than D.R. Horton Artisan, don't need Woodside 3,800+
β¨ Woodside Single-Story Luxury Homes
Woodside Single-Story Estate Options
Woodside Sage Collection Single-Story:
- Size Range: ~2,800 - 4,200+ sq ft
- Price Range: $650,000 - $850,000+
- Bedrooms: 4-6 bed, 4-5 bath
- Target Market: Luxury buyers, sprawling estate seekers
- Best For: Buyers wanting ultimate single-story luxury and space
Woodside Single-Story Philosophy:
- Estate Emphasis: Woodside specializes in sprawling luxury single-story homes
- Largest at Riverstone: Only builder offering 3,800-4,200+ sq ft single-story
- Premium Lots: 10,000-15,000+ sq ft lots accommodate horizontal spread
- Architectural Distinction: Luxury curb appeal, multiple elevations, premium details
- Quality Craftsmanship: Superior build quality for aging-in-place reliability
Typical Woodside Single-Story Features:
- Expansive layouts (3,000-4,200 sq ft sprawling ranch-style)
- 4-6 bedrooms including casita/guest suite and home office
- Luxury master retreat (600-800 sq ft with spa bath and massive closet)
- Gourmet kitchens with premium appliances and butler's pantry
- 3-car garage standard (4-car available)
- Extensive covered outdoor living (California room, outdoor kitchen prep)
- 10-12' ceilings with coffered details
- Premium finishes throughout (see Woodside blog for details)
Woodside Single-Story Advantages:
- β Largest Single-Story: Only option for 3,800-4,200+ sq ft single-level at Riverstone
- β Premium Lots: 12,000-15,000 sq ft lots = ultimate single-story spread
- β Luxury Finishes: Best quality for aging-in-place (fewer repairs/replacements)
- β Architectural Excellence: Most impressive single-story curb appeal at Riverstone
- β Forever Home Quality: Built to last 50+ years with minimal maintenance
- β Resale Premium: Luxury single-story highest appreciation potential
Woodside Single-Story Limitations:
- β οΈ Highest Price: Starts $650K, easily reaches $800K-900K+ with upgrades/lot
- β οΈ Income Required: Need $200K+ household income to comfortably afford
- β οΈ Longer Build: 8-10 months construction (quality takes time)
- β οΈ No Entry Option: No 1,800-2,200 sq ft single-story (starts at 2,800)
- β οΈ Lot Premiums: Best lots command $50K-$80K premiums
Best Woodside Single-Story Buyers:
- Luxury Budget: Comfortable $750K-$900K+ spending
- Estate Living: Want 3,500-4,200 sq ft sprawling single-story ranch
- Forever Home: Planning 30+ years, worth premium investment
- Empty Nester Luxury: Trading 4,500 sq ft two-story for 3,800 sq ft single-story luxury
- Quality Obsessed: Appreciate craftsmanship, willing to pay for durability
- Entertaining Lifestyle: Need space for hosting, outdoor living, guests
- Lot Priority: Want 12,000-15,000 sq ft lot with room for pool, casita, gardens
βοΈ Single-Story Builder Comparison
Complete comparison helping buyers choose the right single-story builder and floor plan.
Single-Story Quick Comparison:
| Factor | D.R. Horton | Lennar | TruMark | Woodside |
|---|---|---|---|---|
| Entry Single-Story | $430K (1,600 sq ft) | $460K (1,800 sq ft) | $480K (2,000 sq ft) | $650K (2,800 sq ft) |
| Mid-Range | $490K (2,000 sq ft) | $520K (2,200 sq ft) | $560K (2,500 sq ft) | $720K (3,200 sq ft) |
| Largest Available | 3,000 sq ft | 2,600 sq ft | 3,100 sq ft | 4,200+ sq ft |
| Solar Included | No (optional $40K) | Yes (standard) | No (optional $40K) | No (optional $40K) |
| Typical Lot Size | 6,500-8,500 sq ft | 6,500-9,000 sq ft | 7,500-10,000 sq ft | 10,000-15,000+ sq ft |
| Quality Tier | Production standard | Production plus | Regional quality | Premium luxury |
| Customization | Limited | Very limited | Moderate | Moderate-high |
| Best For | Budget buyers | Solar priority | Regional preference | Luxury estate |
Single-Story by Budget:
| Budget Range | Best Single-Story Options |
|---|---|
| $430K-$500K | D.R. Horton Artisan (only option), Lennar smallest plans |
| $500K-$580K | All four builders competitive (D.R. Horton Emery, Lennar Ariette, TruMark entry, Woodside smallest) |
| $580K-$680K | D.R. Horton Emery large, Lennar largest, TruMark mid-range, Woodside entry |
| $680K-$900K+ | Woodside only (luxury estate single-story 3,200-4,200+ sq ft) |
Single-Story by Household Type:
| Household | Recommended Single-Story | Reasoning |
|---|---|---|
| Empty Nester Couple (60+) | Lennar 2,000-2,200 sq ft OR TruMark 2,200-2,600 sq ft | Right-sized, solar saves utilities, easy maintenance |
| Family with Kids (3-4 people) | D.R. Horton Emery 2,400-2,800 sq ft OR TruMark 2,600-3,000 sq ft | Adequate bedrooms, room to grow, value pricing |
| Accessibility Needs | Any builder 1,800-2,400 sq ft single-story | Easier navigation in smaller footprint, less maintenance |
| Luxury Empty Nesters | Woodside 3,200-3,800 sq ft | Spacious luxury, entertaining, ultimate aging-in-place |
| Multi-Generational | Woodside 3,800-4,200+ sq ft OR D.R. Horton/TruMark with casita option | Separate living quarters, privacy, shared common areas |
βοΈ Single-Story Selection Strategy: Choose builder based on THREE factors: (1) Budget—D.R. Horton <$550K, Lennar/TruMark $550K-680K, Woodside $680K+, (2) Size needs—couples/small families 2,000-2,500 sq ft, families 2,500-3,200 sq ft, luxury/entertainers 3,200-4,200 sq ft, (3) Priorities—value (DRH), solar (Lennar), service (TruMark), luxury (Woodside). Don't just pick cheapest—a $430K single-story you outgrow in 5 years costs more long-term than $560K single-story you keep 20 years. Similarly, don't overbuy—$800K 4,000 sq ft single-story for 2-person household is wasted money heating/cooling/maintaining unused space. Right-size for YOUR household and 10-20 year needs.
β Single-Story Advantages & Trade-Offs
Honest assessment of single-story benefits and limitations compared to two-story alternatives.
Single-Story Advantages:
β Why Single-Story Wins
- Aging-in-Place Gold Standard: Live safely in home through 80s-90s without modification or moving
- Universal Accessibility: Wheelchair, walker, mobility device friendly—no vertical barriers
- Safety: Zero stair falls (15,000+ stair-related deaths annually in US, 1M+ injuries)
- Convenience: Laundry, groceries, cleaning all on one level—no vertical hauling
- Energy Efficiency: Easier to heat/cool—no "hot upstairs in summer" problem
- Supervision: Parents/caregivers hear everything—toddlers, elderly, medical emergencies
- Outdoor Connection: All rooms potentially access backyard/patio directly
- Resale Strength: High demand from aging Boomers (10,000/day turning 65)
- Pet-Friendly: Aging dogs appreciate no stairs (hip dysplasia common in large breeds)
- Entertaining Flow: Guests move easily through one-level layout, outdoor connection seamless
- Reduced Maintenance: Easier to clean (no stair vacuuming), paint, maintain with everything accessible
- Future-Proof Investment: Won't be forced to move/remodel at age 70-75 due to stairs
Single-Story Trade-Offs:
- β οΈ Higher Price Per Sq Ft: $10-30/sq ft premium vs. two-story (larger foundation, roof, horizontal mechanicals)
- β οΈ Lot Size Requirements: 2,500 sq ft single-story needs 7,000+ sq ft lot vs. 5,500 sq ft for two-story
- β οΈ Limited Privacy: All bedrooms on one level = noise carries (snoring, TV, conversations)
- β οΈ Backyard Consumption: Larger footprint reduces usable yard space
- β οΈ Bedroom Distance: Master to kids rooms farther horizontally than vertical separation in two-story
- β οΈ HVAC Challenges: Larger duct runs, zone systems more expensive horizontally
- β οΈ Roofing Costs: Larger roof area = higher replacement costs ($25K-40K vs. $18K-28K two-story)
- β οΈ Fewer Views: Ground level = limited vistas vs. second-story windows capturing views
Single-Story vs. Two-Story Financial Analysis:
| Factor | 2,500 sq ft Single-Story | 2,500 sq ft Two-Story |
|---|---|---|
| Purchase Price | $580,000 | $540,000 (-$40K) |
| Lot Size Needed | 7,500 sq ft | 6,000 sq ft |
| Utility Bills | $180/month | $220/month (hot upstairs) |
| Roof Replacement | $32,000 (larger area) | $22,000 |
| 20-Year Utilities | $43,200 | $52,800 (+$9,600) |
| Future Remodel | $0 (already accessible) | $100,000 (add main-floor master at age 70) |
| Total 30-Year Cost | $580K + $65K utilities + $32K roof = $677K | $540K + $79K utilities + $22K roof + $100K remodel = $741K |
The Math: Single-Story Saves $64,000 Over 30 Years
Single-story costs $40K more upfront but saves $9,600 in utilities, avoids $100,000 aging-in-place remodel, and eliminates $10K-$30K in moving costs when stairs become unmanageable at age 70-75. Net 30-year savings: $64K PLUS immeasurable value of staying in community, avoiding senior moving stress, and peace of mind.
β Single-Story ROI Reality: Many buyers balk at $40K single-story premium thinking "wasted money." Wrong analysis. Single-story premium is INSURANCE against future mobility decline and forced move. Cost comparison: (1) Pay $40K more now for single-story, OR (2) Pay $100K-150K later (moving costs $40K realtor + $20K moving + $40K-90K first-floor master addition/remodel). Single-story = pre-paid aging-in-place insurance. Plus avoided stress: moving at 70-75 is emotionally traumatic (leaving community, friends, familiar home). Worth $40K? For buyers planning 20-30+ year residence, absolutely. For buyers planning 5-10 year flip, two-story makes more financial sense. Know YOUR timeline before deciding.
π― Choosing Your Single-Story Home
Strategic framework for selecting the right single-story builder and floor plan at Riverstone.
Decision Framework:
β Single-Story Selection Questions
Budget Questions:
- What's my comfortable budget range? ($430K-500K, $500K-650K, $650K+)
- Can I afford single-story premium ($30K-50K more than two-story)?
- Do I want solar included (Lennar) or optional (DRH/TruMark/Woodside)?
- How much can I spend on upgrades? ($20K-$100K+)
Size Questions:
- How many bedrooms do I need? (3, 4, 5, 6)
- What square footage feels right? (1,600-2,000, 2,000-2,800, 2,800-3,500, 3,500+)
- Do I need guest suite/casita for visitors or multi-gen?
- Home office essential or nice-to-have?
- Will household grow or shrink in next 10-20 years?
Lifestyle Questions:
- How long do I plan to live here? (5-10 years, 10-20 years, 20-30+ forever)
- Current age and anticipated mobility at 70-80+?
- Do I entertain frequently (need 3,000+ sq ft)?
- Do I value yard space or home size more?
- Is architectural detail important or function trumps form?
Priority Questions:
- What matters MOST: Price, Solar, Service, Luxury, Space?
- Do I want everything included (Lennar) or customization (DRH/TruMark/Woodside)?
- Is regional builder expertise valuable (TruMark) or irrelevant?
- Can I wait 8-10 months (Woodside) or need 6-month timeline (DRH)?
Single-Story Selection Guide by Profile:
| Buyer Profile | Recommended Builder & Plan | Why This Match |
|---|---|---|
| Budget-Conscious Empty Nester | D.R. Horton Artisan 1,800-2,000 sq ft | Lowest price, adequate size for 2 people, downsizing works |
| Solar-Priority Downsizer | Lennar Ariette 2,000-2,200 sq ft | Solar included = $200/month savings, right-sized, simplicity |
| Central Valley Native Family | TruMark 2,400-2,800 sq ft | Regional expertise, flexible, family-sized, climate-appropriate |
| Luxury Empty Nester | Woodside 3,200-3,800 sq ft | Spacious single-story estate, quality, entertaining, forever home |
| Accessibility-Focused | Lennar 1,800-2,000 sq ft | Smallest footprint = easier navigation, solar saves costs, smart home helps |
| Growing Family Budget | D.R. Horton Emery 2,400-2,800 sq ft | 4-5 bedrooms, value pricing, room to grow, 15-year home |
| Multi-Generational | Woodside 3,800-4,200 sq ft OR TruMark 3,000 sq ft with casita | Separate quarters, shared spaces, privacy + connection |
Common Single-Story Mistakes to Avoid:
- β Buying Too Small: Downsizing from 3,000 to 1,600 sq ft = feel cramped, regret, forced to move again
- β Buying Too Large: 4,000 sq ft for 2 people = wasted money on utilities, maintenance, heating/cooling unused space
- β Ignoring Lot Size: 2,800 sq ft single-story on 6,500 sq ft lot = no yard, cramped feeling
- β Prioritizing Two-Story Savings: Saving $40K now but spending $100K+ later on aging-in-place remodel
- β Underestimating Future Needs: "I'm only 55, don't need single-story yet"—you'll be 70+ when mortgage paid off
- β Skipping Solar: Single-story heating/cooling costs high—solar ($200/month savings) pays for itself in 10-12 years
- β Wrong Builder for Budget: Stretching to buy smallest Woodside when D.R. Horton Emery better fit
β Frequently Asked Questions
Q: Why do single-story homes cost more per square foot than two-story?
A: Single-story spreads square footage horizontally requiring: (1) Larger foundation (most expensive part per sq ft), (2) Larger roof (second most expensive), (3) Longer horizontal utility runs (plumbing, electrical, HVAC ducts), (4) More expensive lot (7,500 sq ft vs. 6,000 sq ft for two-story). Result: $10-30/sq ft premium. Example: 2,500 sq ft single-story costs $25K-75K more to build than 2,500 sq ft two-story. Premium justified by: aging-in-place value, accessibility, safety, convenience, resale strength.
Q: Which Riverstone builder has the best single-story selection?
A: Depends on budget and size needs: (1) Budget entry ($430K-500K): D.R. Horton only option (Artisan 1,600-2,000 sq ft), (2) Middle market ($500K-650K): All four competitive, Lennar best if want solar included, (3) Luxury ($650K-850K+): Woodside only option (3,200-4,200+ sq ft estates). Overall variety winner: D.R. Horton (widest range 1,600-3,000 sq ft across two collections). Luxury winner: Woodside (only 3,500+ sq ft single-story available).
Q: Is single-story better for resale than two-story?
A: Generally yes in current market (2025+). Reasons: (1) Aging Boomers—10,000/day turning 65, prioritize single-story, (2) Smaller pool—40-50% buyers want single-story but only 30-35% inventory = demand exceeds supply, (3) Forever home appeal—buyers stay longer in single-story = less frequent resale competition, (4) Universal accessibility—wheelchair, mobility device users limited to single-story. Result: Single-story typically sells 10-20% faster and commands 3-8% premium vs. comparable two-story. Caveat: Luxury market (Woodside $750K+) has smaller buyer pool total but high demand among qualified luxury buyers.
Q: Can I add a second story later if I buy single-story and need more space?
A: Technically possible but VERY expensive and disruptive—not realistic solution. Costs: $250K-$500K+ to add 1,000-1,500 sq ft second story (more expensive than building new). Challenges: (1) Foundation may not support second story load (requires engineering, reinforcement $50K-$100K), (2) Live elsewhere during 6-12 month construction, (3) Permit/design/engineering $30K-$60K, (4) Existing HVAC, electrical inadequate for expanded home. Better strategy: Buy right-sized single-story initially. If you think you'll outgrow 2,000 sq ft single-story, buy 2,800 sq ft instead. Don't buy 2,000 sq ft planning to add later—false economy.
Q: Are single-story homes harder to heat and cool than two-story?
A: No, EASIER actually. Two-story challenge: heat rises = upstairs 10-15°F hotter than downstairs in summer (dueling thermostats). Single-story: Even temperature throughout, one HVAC zone sufficient for most homes. Central Valley specific: Summer AC critical—single-story stays cooler because heat doesn't accumulate upstairs. Result: Single-story utility bills often $30-50/month LOWER than comparable two-story. Add solar (Lennar standard, others optional $40K): Bills drop to $50-80/month total. Single-story + solar = most energy-efficient configuration possible at Riverstone.
Q: What's the ideal square footage for single-story empty nester couple?
A: Sweet spot: 1,800-2,400 sq ft. Breakdown: (1) Too small (<1,600 sq ft): Feels cramped, no guest room, limited storage, no home office, (2) Perfect (1,800-2,400 sq ft): 2-3 bed (master + guest + office), 2-3 bath, 2-car garage, open living, adequate storage, entertaining space, (3) Too large (2,800+ sq ft): Wasted space, heating/cooling unused rooms, excess maintenance, financial inefficiency. Exceptions: (1) Multi-generational (need casita) = 2,800-3,200 sq ft, (2) Frequent entertaining (host 20+ people) = 3,000+ sq ft, (3) Hobbies needing space (workshop, craft room, home gym) = 2,600-3,000 sq ft. Base decision on LIFESTYLE not just age.
Q: Should I buy single-story now at age 50 or wait until I actually need it?
A: Buy single-story NOW if staying 15+ years. Math: Age 50 today, mortgage payoff at 65, likely living in home until 75-85. That's 25-35 years of single-story benefit. Waiting strategy fails because: (1) Mobility decline unpredictable (stroke, knee injury, heart attack can happen at 60), (2) Moving at 70-75 extremely stressful, (3) Two-story remodel costs $100K-150K for main-floor master, (4) Single-story premium only $30K-50K. Buy single-story at 50 = smart insurance. Buy two-story at 50 = potential forced move or expensive remodel at 70.
Q: Do single-story homes appreciate faster than two-story at Riverstone?
A: Slightly better appreciation (0.5-1% annually) due to: (1) Limited supply—only 30-35% of Riverstone homes are single-story but 40-50% of buyers want them, (2) Demographic trends—aging population increases single-story demand over time, (3) Forever home status—buyers stay longer = less frequent price competition from resale. Example: $550K single-story appreciating 5% vs. $520K two-story appreciating 4.5% over 20 years = Single-story worth $1.46M, two-story $1.26M. Single-story gains extra $200K. However, location/lot/builder matter MORE than single vs. two-story—premium lot two-story beats bad lot single-story.
Q: Can I find single-story homes with 3-car garages at Riverstone?
A: Yes, from three builders: (1) D.R. Horton Emery—select plans offer 3-car option, (2) TruMark—3-car available on larger plans (2,800-3,100 sq ft), (3) Woodside—3-car STANDARD on all plans (4-car available). Lennar—generally 2-car on single-story (3-car rare). 3-car single-story requires: 8,500+ sq ft lot minimum (need space for horizontal spread + 3-car garage width). Best 3-car single-story selection: Woodside Sage (all plans include 3-car, premium lots accommodate size). Budget 3-car: D.R. Horton Emery with 3-car option ($15K-25K upgrade typically).
Q: Are there accessible/ADA single-story options or do I need to modify after purchase?
A: Single-story floor plans accommodate accessibility modifications easier than two-story, but true ADA compliance requires custom modifications. Standard single-story provides: (1) No stairs (biggest barrier eliminated), (2) Single-level living (all rooms accessible), (3) Wider hallways possible (3'6"-4' vs. minimum 3'). Still need to add: (1) Zero-step entry ($3K-8K), (2) Widened doors to 36" ($2K-5K), (3) Roll-in shower ($8K-15K), (4) Accessible counters/sinks ($4K-10K), (5) Grab bars throughout ($1K-3K). Total: $18K-$41K modifications. Build accessibility in DURING construction (saves 30-40%) vs. retrofitting later. Work with builder on accessibility-focused selections during design center phase.
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